Bella Vista, Tortola, Road Town, Tortola, British Virgin Islands. - Hero Image
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Bella Vista
British Virgin Islands

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Presented At
$1,200,000
Bedrooms
4
Bathrooms
3
Living
500
SQFT
Bella Vista, Tortola, Road Town, Tortola, British Virgin Islands. , Road Town , Tortola

Bella Vista

As its name suggests, Bella Vista delivers one of the most spectacular views in all of the Caribbean. This hurricane survivor was firmly constructed on a gentle knoll and only a casual walking distance to both Long Bay Beach and the National Park of Smuggler’s Cove in Belmont Estates, West End, Tortola. When sitting or lounging by the pool, one can see several BVI and USVI outer islands which adorn the north western horizon, including views all the way to Puerto Rico. The main floor is all on one level, so there are no steps to be concerned with. This 3 bedroom 3 bath cottage-styled home is perfect for small children or elderly grandparents and offers an overflow guest room below the upper deck, which can also multi purpose as a rather large owner’s lockup and storage room when the main house upstairs is in holiday let. The house was designed by an English architect with a passion for designing beachside, hurricane-resistant, New England cottage-styled homes. He specifically focused on indoor-outdoor comfort which is a traditional Caribbean style.   The pool and spacious outdoor lounging areas face North and catching easterly breezes and the glorious western sunsets. Bella Vista was built approximately 40 years ago and has been loved and cherished by its former owners, who found it always difficult to leave. It offers a very special ambiance and location within the ever popular Belmont Residential Estate. Bella Vista remains an excellent vacation rental or private residence. The gardens are beautifully appointed with a wide variety of colorful tropical flowers and trees. The circle drive way offers double entrances so parking or maneuvering to get in or out is never a problem.  The ever charming, yet quaint, Bella Vista offers continual breezes, expansive uninterrupted views over the National Park, a short 2-minute access to the beach, and the soft mesmerizing sounds of waves caressing Long Bay Beach. Life doesn’t get much better than communing with nature on the decks of Bella Vista.  Paved driveway  Pool 10,000 Gal 2 Cisterns measuring 26,000 Gal 3 bedroom 3 bath, plus additional storage and/or overflow room below deck  Washer/dryer Air Conditioning Units installed throughout the house  Walking distance to 2 beaches  Within Belmont Estates, a covenanted estate Fully furnished  5 minute drive to marina  25 minute drive to town 45 minute drive or boat ferry to 2 airports Sunset views 

3D Street View Tour

Map showing Bella Vista, Tortola, Road Town, Tortola, British Virgin Islands.

Property Location

Bella Vista, Tortola, Road Town, Tortola, British Virgin Islands., Road Town Tortola

Local Weather & Climate

Road Town, Tortola

Current Conditions Updated recently
84 °F
Scattered clouds
Feels Like 88°F
Humidity 61%
Wind 15 mph
Visibility 6.2 mi
Sunrise 10:36 AM
Sunset 10:25 PM
5-Day Forecast
Tue 3 Mar
Clouds
High 84°
Low 82°
Wed 4 Mar
Rain
High 79°
Low 75°
Thu 5 Mar
Rain
High 77°
Low 76°
Fri 6 Mar
Rain
High 77°
Low 76°
Sat 7 Mar
Rain
High 77°
Low 76°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Road Town?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Road Town. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $120,000,000 20% down ($24,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$10,312
$10,312/day
Your home may appreciate while you sleep
$72,379/week $313,644/mo $3,763,724/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$66.0M
vs
OWN 📈 +$93.7M
$93.7M Potential Equity
vs $66.0M lost to rent over 10 years
$24.0M Down Payment Growth
3.9x
10yr
$93.7M
8.1x
20yr
$193.9M
12.6x
30yr
$303.1M
Wealth Comparison
×722
Equivalent to 722 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $303.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $141.3M +18%
Market $163.4M +36%
Optimistic $188.6M +57%
$93.7M est. equity
20 Years
Conservative $166.4M +39%
Market $222.5M +85%
Optimistic $296.4M +147%
$193.9M est. equity
30 Years
Conservative $196.0M +63%
Market $303.1M +153%
Optimistic $465.7M +288%
$303.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Bella Vista, Tortola, Road Town, Tortola, British Virgin Islands features 4 bedrooms with 500 square feet of living space.
This property offers 500 square feet of living space.
This property is listed at $120,000,000, which equals $240000 per square foot.
Based on current market indicators, Road Town shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Road Town, Tortola. The property is situated in an established neighborhood with convenient access to local amenities and services.
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